NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. 108 1st Ave South, Suite 450 Seattle, WA 98104 Trustee Sale No.: WA-25-1019801-RM Title Order No.: CTT2503597 5 Reference Number of Deed of Trust: Instrument No. 2021-1223011 Parcel Number(s): 2607240 01000 / 8719 Grantor(s) for Recording Purposes under RCW 65.04.015: Christopher S Robison and Kimberly Robison, as Trustee(s) of the The Caddy Shaddy Family Trust under Trust Instrument dated 08/15/2016 Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): JP MORGAN CHASE Current Trustee of the Deed of Trust: QUALITY LOAN SERVICE CORPORATION Current Loan Mortgage Servicer of the Deed of Trust: Cenlar FSB I. NOTICE IS HEREBY GIVEN that QUALITY LOAN SERVICE CORPORATION, the undersigned Trustee, will on 1/30/2026, at 10:00 AM On the front steps, main entrance, to the San Juan County Courthouse, located at 350 Court St #7, Friday Harbor, WA 98250 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of SAN JUAN, State of Washington, to-wit: A PORTION OF GOVERNMENT LOT 7, IN SECTION 7, TOWNSHIP 36 NORTH, RANGE 2 WEST, W.M., DESCRIBED AS FOLLOWS: COMMENCING AT A POINT WHICH IS NORTH 712.64 FEET AND EAST 1,267.83 FEET OF THE WEST QUARTER CORNER OF SAID SECTION 7 AND WHICH POINT IS THE SOUTHEAST CORNER OF THAT CERTAIN PARCEL DESCRIBED IN INSTRUMENT RECORDED UNDER AUDITOR'S FILE NO. 70912, RE-CORDS OF SAN JUAN COUNTY, WASHINGTON; THENCE NORTH 4°39'30" WEST, 200.00 FEET; THENCE SOUTH 89°45'10" EAST, 250.0 FEET; THENCE NORTH 16°09'18" EAST, 6.04 FEET TO THE TRUE POINT OF BEGINNING; THENCE FROM SAID TRUE POINT OF BEGINNING NORTH 16°09'18" EAST, 325.61 FEET TO A POINT DESIGNATED AS POINT "A"; THENCE RUNNING PARALLEL TO THE NORTH LINE OF SAID LOT 7, SOUTH 89°45'10" EAST, 628.74 FEET TO A POINT ON THE WEST MARGIN OF CAYOU VALLEY ROAD AS SHOWN ON THE PLAT OF CAYOU VALLEY AS RECORDED AT VOLUME 4 OF PLATS, PAGES 6 AND 6A OF SAID RECORDS; THENCE ALONG SAID WEST MARGIN SOUTH 14°02' EAST, 174.87 FEET TO THE P.C. OF A CURVE TO THE RIGHT HAVING A CENTRAL ANGLE OF 12°00'15" AND A RADIUS OF 342.20; THENCE ALONG SAID CURVE 71.70 FEET TO THE NORTHEAST CORNER OF THE WELL SITE OF SAID PLAT; THENCE ALONG THE NORTH BOUNDARY OF SAID WELL SITE NORTH 80°52'20" WEST, 184.74 FEET TO THE NORTHWEST CORNER OF SAID WELL SITE; THENCE SOUTH 9°15' WEST, 164.80 FEET TO THE SOUTHWEST CORNER OF SAID WELL SITE; WHICH POINT IS ALSO THE NORTH MARGIN OF THE SUNSET BEACH ROAD; THENCE SOUTH 10°10'40" WEST, 30.0 FEET TO THE CENTERLINE OF SAID ROAD; THENCE ALONG SAID CENTERLINE AND CENTERLINE PROJECTED, NORTH 80°29'40" WEST, 565.30 FEET TO THE TRUE POINT OF BEGINNING. EXCEPT ANY PORTION LYING WITHIN THE COUNTY RIGHT-OF-WAY OF SAID SUNSET BEACH ROAD. SITUATE IN SAN JUAN COUNTY, WASHINGTON. More commonly known as: 114 CHANNEL RD, EASTSOUND, WA 98245 Subject to that certain Deed of Trust dated 12/17/2021, recorded 12/23/2021, under Instrument No. 2021-1223011 records of SAN JUAN County, Washington, from Christopher S Robison and Kimberly Robison, as Trustee(s) of the The Caddy Shaddy Family Trust under Trust Instrument dated 08/15/2016, as grantor(s), to William L. Bishop, Esq., as original trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), acting solely as nominee for United Wholesale Mortgage, LLC, Its Successors and Assigns, as original beneficiary, the beneficial interest in which was subsequently assigned to JP MORGAN CHASE, the Beneficiary, under an assignment recorded under Auditors File Number 2024042300 2 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $148,395.11. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $2,341,741.12, together with interest as provided in the Note from 11/1/2024 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/30/2026. The defaults referred to in Paragraph III must be cured by 1/19/2026 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/19/2026 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/19/2026 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/23/2025. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: https://www.homeow nership-wa.org/ The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud .gov/hudportal/HUD or for Local counseling agencies in Washington: https://a nswers.hud.gov/hous ingcounseling/s/?lang uage=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: https://nwjustice. org/home Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee's Sale Number is WA-25-1019801-RM. Dated: 9/24/2025 QUALITY LOAN SERVICE CORPORATION, as Trustee By: Robert McDonald, Vice President Trustee's Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-25-1019801-RM Sale Line: 916-939-0772 or Login to: http://ww w.qualityloan.com IDSPub #0250565 Legal No. J1020524 Published: The Journal of the San Juan Islands December 31, 2025 and January 21, 2026

location

,