NOTICE OF TRUSTEE’S SALE. Grantor: Eric J. Palma, single person. Beneficiary: AgWest Farm Credit Services, FLCA, successor by merger with Northwest Farm Credit Services, FLCA. Mortgage Servicer: AgWest Farm Credit Services, FLCA, successor by merger with Northwest Farm Credit Services, FLCA. Deed of Trust: 2019-1023011; re-recorded as 2019-1205009. Parcel No: 261033002000. Abbreviated Legal: Lot 3, View Sites Short Plat. I. NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee, Sherman, Sherman, Johnnie & Hoyt, LLP, will on Friday, April 10, 2026, at the hour of 2:00 p.m., outside the San Juan County Court House, 350 Court Street, in the City of Friday Harbor, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of San Juan, State of Washington, to wit: Lot 3, Short Plat of View Sites, a private subdivision, according to the plat thereof, recorded in Volume 4 of Short Plats, at pages 8, 8A and 8B, in the office of the Auditor of San Juan County, Washington, being a portion of the West half of the Southwest quarter of Section 10, Township 36 North, Range 2 West, W.M. TOGETHER WITH a non-exclusive easement over and across the roads and streets as shown as Van Cromphant Lane and Victorian Valley Drive as a means of ingress and egress for private road purposes as declared and granted in the Dedication of the Short Plat of View Sites, a private subdivision. Situate in San Juan County, Washington (commonly known as 0 Van Cromphant Lane, Eastsound, WA 98245), which is subject to that certain Deed of Trust, dated October 8, 2019, under Auditor’s File No. 2019-1023011 (re-recorded as 2019-1205009), records of San Juan County, Washington, from Eric J. Palma, single person, as Grantor to secure an obligation in favor of AgWest Farm Credit Services, FLCA, successor by merger with Northwest Farm Credit Services, FLCA, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grant-or’s default on the obligation secured by the Deed of Trust. III. The default for which this foreclosure is made is as follows: Failure to pay when due the following amounts, which are now in arrears: Payments: Monthly payments: 9 monthly payments at $1,327.20, February 1, 2025 through October 1, 2025: $11,944.80; late charges: default interest through October 1, 2025, $797.60; ACH return fees, $40.00; TOTAL MONTHLY PAYMENTS AND LATE CHARGES: $12,782.40. *plus monthly payments of $1,327.20 from November 1, 2025, until paid, plus default interest incurred after October 1, 2025, plus all attorney’s fees and costs and foreclosure fees and costs incurred. IV. The sum owing on the obligation secured by the Deed of Trust is: $171,004.74 balance as of October 1, 2025 together with interest as provided in the note or other instrument secured from October 2, 2025, such other costs and fees are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on April 10, 2026. The defaults referred to in paragraph III must be cured by March 30, 2026, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before March 30, 2026, the default(s) as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time before April 10, 2026, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Successor Trustee to the Borrower or Grantor at the following addresses: Eric J. Palma, 1443 East Washington Blvd, 121, Pasadena, CA 91104; Residents/Occupants of Premises, 0 Van Cromphant Lane, Eastsound, WA 98245; and Eric J. Palma, PO Box 395, Pasadena, CA 91102-0395, by both first-class and certified mail on October 21, 2025, proof of which is in the possession of Successor Trustee; and the Borrower and Grantor were personally ser-ved on October 22, 2025 with said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Successor Trustee has in its possession proof of such service of posting. VII. The Successor Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described pro-perty. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCU-PANTS OR TENANTS. The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE OF THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSEL OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE: Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission, Telephone: 1-877-894-4663, Website: https: //www.wshfc.org/fore closure; The United States Department of Housing and Urban Development, Telephone: 1-800-569-4287, Website: https: //hud4.my.site.com/housingcounseling; The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819, Web site: http://nwjustice.o rg/what-clear. SHERMAN, SHERMAN, JOHNNIE AND HOYT, LLP, Successor Trustee, Gina Anne Johnnie, Agent for Successor Trustee. Mailing address: PO Box 2247, Salem, OR 97308. Legal No. J1026751 Published: The Journal of the San Juan Islands March 11, and April 1, 2026
