ORIGINAL TRUSTEE SALE RECORDED ON 04/06/2026 IN THE OFFICE OF THE SAN JUAN COUNTY RECORDER. NOTICE OF TRUSTEE'S SALE File No.:24-130007 Title Order No.:240693203 Grantor: William A. Gieger and Elizabeth Ann Williams Gieger, husband and wife Current beneficiary of the deed of trust: JPMorgan Chase Bank, National Association Current trustee of the deed of trust: Aztec Foreclosure Corporation of Washington Current mortgage servicer of the deed of trust: JPMorgan Chase Bank, N.A. Reference number of the deed of trust: 2004 0220003 Parcel number(s): 27153400900 0 // 11964 Abbreviated legal description: PTN OF THE SE 1/4, SW1/4, SEC 15, T37N, R2W, W.M. Commonly known as: 92 Snowberry Lane, Eastsound aka Orcas Island, WA 98245 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on August 7, 2026, at the hour of 10:00 AM at in the lobby of the San Juan County Courthouse, located at 350 Court Street, in the City of Friday Harbor, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of San Juan, State of Washington, to-wit: That portion of the Southeast Quarter of the Southwest Quarter of Section 15, Township 37 North, Range 2 West, of the Willamette Meridian, described as follows: Beginning at a point on the South line of Section 15, which point bears North 88°43'30" West 654.95 feet from the South Quarter corner in said Section 15, thence North 0°24'40" West, 378.13 feet; thence South 85°17'40" West 158.49 feet; thence South 81°14'20" West 168.38 feet to the Northeast corner of that certain parcel described in instrument recorded under Auditor's File No. 70579, records of San Juan County, Washington; thence Southerly al-ong the East line of said certain parcel 330 feet, more or less, to a point on the South line of said Section 15; thence along said South line South 88°43'30" East 327.21 feet, more or less, to the point of ending. TOGETHER WITH a non-exclusive easement for ingress; egress and utilities as described, declared granted and conveyed in Master Road Easement, recorded December 22, 1982 in Volume 97 of Official Records, at page 36, under Auditor's File No. 124072, records of San Juan County, Washington and as shown on the plat map of Sunset Ranch, a private subdivision, according to the plat thereof recorded in Volume 5 of Plats, at pages 28, 28A, 28B and 28C in the office of the Auditor of San Juan County, Washington. Situate in San Juan County, Washington which is the subject of that certain Deed of Trust dated February 10, 2004, recorded February 20, 2004, under Auditor's File No. 2004 0220003, records of San Juan County, Washington, from William A. Gieger and Elizabeth Ann Williams Gieger, husband and wife as Grantor, to San Juan Title LLC, a Washington corporation as Trustee, to secure an obligation in favor of Washington Mutual Bank, a Washington corporation as Beneficiary, which as assigned by JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit In-surance Corporation as receiver of Washington Mutual Bank to JPMorgan Chase Bank, National Association under an assignment recorded at Instrument No. 2017-0405018. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Delinquent monthly payments from the August 1, 2024 installment on in the sum of $84,421.28 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, ag-ents or assigns. The Trustee's fees and costs are estimated at $3,977.59 as of April 2, 2026. The amount to cure the default payments as of the date of this notice is $89,743.13. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $279,075.00 together with interest in the Note or other instrument secured from July 1, 2024, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $323,642.87. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encum-brances on August 7, 2026. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by July 27, 2026 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before July 27, 2026 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after July 27, 2026 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Elizabeth Ann Williams Gieger 92 Snowberry Lane Eastsound aka Orcas Island, WA 98245 William A. Gieger 92 Snowberry Lane Eastsound aka Orcas Island, WA 98245 Elizabeth Ann Williams Gieger 1120 Puget St Bellingham, WA 98229 Elizabeth Ann Williams Gieger P.O. Box 1807 Eastsound, WA 98245 William A. Gieger 1120 Puget St Bellingham, WA 98229 William A. Gieger P.O. Box 1807 Eastsound, WA 98245 Occupant(s) 92 Snowberry Lane Eastsound aka Orcas Island, WA 98245 by both first class and certified mail on February 23, 2026 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on February 23, 2026 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. The declaration by the beneficiary pursuant to RCW 61.24.030(7)(a) was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the above addresses on February 23, 2026, proof of which is in possession of the Trustee. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 90 calendar days BEORE the date of sale listed in the Notice of Trust-ee’s Sale. If an amended Notice of Sale is recorded providing a 45-day notice of the sale, mediation must be re-quested no later than 25 days BEFORE the date of sale listed in the amended Notice of Trustee’s Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www. homeownership-wa.o rg/. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or local counseling agencies: https://answers. hud.gov/housingcoun seling/s/?language=e n_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.o rg/home XII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 3rd day of April, 2026 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Kira Lynch aka Kira Larsen, Secretary 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK ) This instrument was acknowledged before me this 3rd day of April, 2026, by Kira Lynch AKA Kira Larsen, Secretary. Fred Howe III Notary Public in and for the State of Washington My Commission Expires: 06/20/2026 FRED HOWE III NOTARY PUBLIC STATE OF WASHINGTON COMMISSION EXPIRES 06/20/2026 Commission Number 22021036 NPP0487592 Legal No. J1033209 Published: The Journal of the San Juan Islands July 8, 29, 2026

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